{"id":10026,"date":"2025-08-04T09:09:23","date_gmt":"2025-08-04T14:09:23","guid":{"rendered":"https:\/\/netasite.org\/?p=10026"},"modified":"2025-08-04T09:11:26","modified_gmt":"2025-08-04T14:11:26","slug":"ach-attacks","status":"publish","type":"post","link":"https:\/\/netasite.org\/?p=10026","title":{"rendered":"ACH ATTACKS"},"content":{"rendered":"<p>Written by: Matthew Carley<\/p>\n<p>ACH attacks are happening not only in Nebraska but also around the country.\u00a0 Common uses for ACH in schools are for Staff payroll and payments to vendors.\u00a0 Schools use them because they have low or no transaction fees and easy of use to make payments.\u00a0 Here is a basic explanation of what it is and how to protect against it.<strong>\u00a0<\/strong><\/p>\n<p><strong>What Are ACH Payment Scams?<\/strong><\/p>\n<p>ACH (Automated Clearing House) payment scams involve fraudulent or unauthorized transactions through the ACH network, which facilitates electronic money transfers between U.S. banks. This system handles billions of transactions annually, including:<\/p>\n<ul>\n<li>Payroll direct deposits<\/li>\n<li>Bill payments<\/li>\n<li>Business-to-business transfers<\/li>\n<li>Government benefits<\/li>\n<\/ul>\n<p>Because of its speed and efficiency, the ACH network is a prime target for cybercriminals.<\/p>\n<p><strong>How Scammers Exploit ACH<\/strong><\/p>\n<ul>\n<li>Use of stolen or fake banking details to initiate unauthorized transfers<\/li>\n<li>Fast transaction processing makes reversing fraudulent payments difficult<\/li>\n<li>Scams can cause financial loss, disrupt operations, and damage trust in electronic payments<\/li>\n<\/ul>\n<p><strong>\u00a0How to Protect Against ACH Scams<\/strong><\/p>\n<ul>\n<li>Implement robust cybersecurity protocols<\/li>\n<li>Monitor for suspicious activity<\/li>\n<li>Educate staff on social engineering and phishing tactics<\/li>\n<li>Use multi-factor authentication and secure access controls<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Written by: Matthew Carley ACH attacks are happening not only in Nebraska but also around the country.\u00a0 Common uses for ACH in schools are for Staff payroll and payments to&#8230; <\/p>\n<div class=\"clear\"><\/div>\n<p><a href=\"https:\/\/netasite.org\/?p=10026\" class=\"gdlr-info-font excerpt-read-more\">Read More<\/a><\/p>\n","protected":false},"author":3,"featured_media":10027,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[],"class_list":["post-10026","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog"],"_links":{"self":[{"href":"https:\/\/netasite.org\/index.php?rest_route=\/wp\/v2\/posts\/10026","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/netasite.org\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/netasite.org\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/netasite.org\/index.php?rest_route=\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/netasite.org\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=10026"}],"version-history":[{"count":1,"href":"https:\/\/netasite.org\/index.php?rest_route=\/wp\/v2\/posts\/10026\/revisions"}],"predecessor-version":[{"id":10028,"href":"https:\/\/netasite.org\/index.php?rest_route=\/wp\/v2\/posts\/10026\/revisions\/10028"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/netasite.org\/index.php?rest_route=\/wp\/v2\/media\/10027"}],"wp:attachment":[{"href":"https:\/\/netasite.org\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=10026"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/netasite.org\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=10026"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/netasite.org\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=10026"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}